DebtCalculator

DebtCalculatorDebtCalculatorDebtCalculator
  • More

DebtCalculator

DebtCalculatorDebtCalculatorDebtCalculator
Start My Free Plan

    Start My Free Plan

    Debt Repayment Calculator - Find Your Financial Confidence

    Debt Repayment Calculator - Find Your Financial ConfidenceDebt Repayment Calculator - Find Your Financial ConfidenceDebt Repayment Calculator - Find Your Financial Confidence

    Take back control of your life by using a debt calculator to create a personalized debt-free plan that will help you achieve financial confidence.

    Debt Repayment Calculator - Find Your Financial Confidence

    Debt Repayment Calculator - Find Your Financial ConfidenceDebt Repayment Calculator - Find Your Financial ConfidenceDebt Repayment Calculator - Find Your Financial Confidence

    Take back control of your life by using a debt calculator to create a personalized debt-free plan that will help you achieve financial confidence.

    About Us

    A worried woman holding a past due bill with a man reviewing documents at a table.

    See how fast you could be debt-free

    Enter your debts once, and we’ll use our debt calculator to map out your personalized debt-free plan with proven strategies like the Snowball or Avalanche method. No jargon, no guesswork — just a clear path forward to financial confidence. Whether it’s credit cards, loans, or store accounts, our calculator shows exactly how soon you could be debt-free and how much you’ll save along the way.

    Two women reviewing final notice bills and calculating expenses with a calculator.

    Break Free from Debt — One Step at a Time

    You’ve already done the hard part — realizing it’s time for change. Now take control with a debt calculator that works with you, not against you. DebtCalculator isn’t just another budgeting app; it’s a practical system designed to help you create a debt-free plan, providing you with momentum, clarity, and financial confidence.

    Find out more

    Real Stories. Real Freedom.

    Woman joyfully cuts a credit card while a man reacts emotionally.

    ⭐⭐⭐⭐⭐ Thabo – Pretoria

    I used to avoid my credit card statements and had no idea how much I owed in total. However, using a debt calculator, I quickly saw a clear debt-free plan laid out for me. Now, I’m already 3 months ahead of where I thought I’d be, and I actually feel a renewed sense of financial confidence.

    ⭐⭐⭐⭐⭐ Anele – Durban

    This app is simple, clear, and just works. Using the snowball method with the debt calculator gave me such a boost. Paying off my store account first made me feel like I was finally moving forward on my debt-free plan. Subscribing was the best decision for my financial confidence and peace of mind.

    ⭐⭐⭐⭐⭐ Faried – Cape Town

    Not even my bank could show me this kind of clarity. I appreciate that it’s built specifically for South Africans — the examples and strategies actually resonate with our situation. With the help of a debt calculator and a solid debt-free plan, I’m finally gaining financial confidence and sleeping better.

    ⭐⭐⭐⭐⭐ Kayla – Johannesburg

    The best part? I don’t feel overwhelmed anymore. This app helped me create a debt-free plan that makes sense of all the chaos, using a debt calculator to tackle one debt at a time. Now I’m down to two accounts, and I’ve never felt more financial confidence and freedom.

    Terms & Conditions

    1. Acceptance of Terms


    By accessing and using the DebtCalculator, you accept and agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our service.



    2. User Responsibilities


    As a user of DebtCalculator, you agree to:


    Provide accurate and truthful information about your debts

    Keep your account credentials secure and confidential

    Use the service solely for personal, non-commercial purposes

    Not attempt to manipulate or abuse the service

    Comply with all applicable laws and regulations



    3. No Financial Advice


    DebtCalculator is NOT a professional financial advice service. The information and tools provided are intended for general guidance and educational purposes only. We strongly recommend consulting with a qualified financial advisor before making any significant financial decisions related to your debt-free plan.



    4. No Guarantees


    While we strive to provide accurate calculations and helpful tools through our debt calculator, we make no guarantees regarding:

    The accuracy of debt payoff projections

    Specific financial outcomes or results

    The suitability of any strategy for your situation

    Uninterrupted or error-free service availability



    5. Limitation of Liability


    To the maximum extent permitted by law, DebtFree and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, resulting from your use of the service.



    6. Subscription & Payment Terms


    If you subscribe to a paid plan:

    Payments are processed securely through our payment provider

    Subscriptions renew automatically unless cancelled

    You may cancel your subscription at any time

    Refunds are handled on a case-by-case basis

    Prices may change with reasonable notice



    7. Changes to Terms


    We reserve the right to modify these terms at any time. Continued use of the service after changes constitutes acceptance of the new terms, helping you maintain your financial confidence.



    8. Contact Us


    For any questions about these Terms & Conditions, please contact us at:


    Email: debtsnowballzaf@gmail.com

    DebtCalculator

    Copyright © 2025 DebtCalculator - All Rights Reserved.

    Powered by

    This website uses cookies.

    We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.

    Accept